How Selina works

The simplicity of a current account. The affordability of a mortgage

By securing our line of credit against your property we are able to offer rates that are significantly more affordable than other alternative financing options. Think of it like a credit card that you can dip into and out of for those bigger purchasing and investment decisions.

This will not affect your credit score

Unlock the potential in your home

Selina Finance

Access your home equity now

A flexible loan with no repayment fees

Check your current loan status

Keep track of your loan status and plan ahead for any future events

Change your repayment schedule

Selina offers flexible repayment schedules.

Repay loan or request additional payout

You can repay your loan without any fees, or in case anything unexpected happens, request an additional payout.

This will not affect your credit score

Fast, digital process

Obtaining a line of credit should not be difficult, so we have reconsidered the process to give customers affordable access to the funds you need more quickly.

This will not affect your credit score

Get your indicative rate

Fill out the Get-A-Rate form. We will then evaluate your details and send you an indicative offer.

Submit additional info online

Enter details such as your monthly repayments and details about your business and send us supporting documents. We will assess your information and determine whether you are eligible to receive a loan offer.

Receive your loan offer

Fill out the loan offer and potentially consult a solicitor before you sign the loan offer.

Sign your loan

Sign your loan offer with a witness.

Receive loan payment

Once we have received your signed loan form we will immediately transfer the loan to your bank account.