Selina offers secured lending products to your clients. Established in 2019, we offer regulated consumer lending products through a select panel of intermediaries.
*Representative example: A loan of £100,000 over 25 years results in 24 monthly payments of £856.31 at a fixed annual rate of 7.79% and 376 monthly payments of £862.29 at a reversion rate of 3.14% above the Bank of England Base Rate. The total cost over the full term is £206,806.08, including interest of £106,806.08, an arrangement fee of £3,000 and a product fee of £995 added to the balance. APRC: 8.73%.
Looking to expand your offering to your clients?
Take a look at how we work with brokers. Find out all you need to know about our product ranges and how to get started with us.
Need access to regulated lending?
Advice+ is designed specifically for you to refer clients for regulated second charge consumer mortgages.
Want to unlock opportunities for business growth?
Integrate with us and offer flexible point-of-sale secured finance designed for big-ticket purchases that helps your customers thrive.
First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your client's property.
As it it is a line of credit, they will only ever pay interest on the funds they draw down and they will have the peace of mind that there is more should they need it.
With a Selina Homeowner Loan, your client gets one set amount, secured against their property.
It could be the most suitable option if they need the borrowing in one go.
Updated November 2024
Combining debts into one manageable loan.
Do your clients need financial relief and lower monthly payments? If they’re homeowners with equity, a debt consolidation loan could be the ideal solution.
By consolidating high-interest debts into a single secured loan (a second charge mortgage), your clients can benefit from reduced monthly payments, freeing up their finances and offering better control over their budget.
Funding renovation projects with ease
If your clients are homeowners with equity in their property, they can use it to finance home improvements. We offer flexible options, so they can borrow up to £500k without altering their existing mortgage terms and can spread the cost over a period that suits them.
Expanding property portfolios with competitive rates
Your clients can access significantly lower interest rates than short-term bridging loans. With flexible access to funds and affordable rates, They can manage their investment with reduced financial strain. We offer tailored products and fast digital processing to provide peace of mind as they expand your property portfolio.
Swapping lump sum school fees for bite size payments
Paying for private school fees can be challenging, but with a Home Equity Line of Credit (HELOC) from Selina, your clients can release equity from their home to manage these costs more effectively. Our HELOC offers flexible and affordable financing tailored to their needs, allowing them to pay for school fees responsibly.
At Selina, we’re always open to building partnerships with brokers who want to deliver second charge lending. Work with us for fast decisions, excellent service, and a responsible, solution-focused approach. Give us a call, drop us an email or complete the form, and we’ll be in touch soon.
Your customer's home may be repossessed if they do not keep up with the repayments.