For intermediaries only

The new way to fund your clients

Selina offers secured lending products to your clients. Established in 2019, we offer regulated consumer lending products through a select panel of intermediaries.

Loans from £10k to £500k
Rates starting from 7.79%

*Representative example: A loan of £100,000 over 25 years results in 24 monthly payments of £856.31 at a fixed annual rate of 7.79% and 376 monthly payments of £862.29 at a reversion rate of 3.14% above the Bank of England Base Rate. The total cost over the full term is £206,806.08, including interest of £106,806.08, an arrangement fee of £3,000 and a product fee of £995 added to the balance. APRC: 8.73%.

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Dedicated solutions to meet your clients needs

Brokers

Looking to expand your offering to your clients?

Take a look at how we work with brokers. Find out all you need to know about our product ranges and how to get started with us.

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Advice+

Need access to regulated lending?

Advice+ is designed specifically for you to refer clients for regulated second charge consumer mortgages.

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Embedded finance

Want to unlock opportunities for business growth?

Integrate with us and offer flexible point-of-sale secured finance designed for big-ticket purchases that helps your customers thrive.

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A best in class service that you can count on

Speedy completions
With same-day funding and a process that’s 66% faster than similar lenders, we can ensure speed and efficiency every step of the way. Fast, reliable, and designed to keep things moving seamlessly.
Dedicated support
We’re here when you need us most – with tailored support, on-site broker visits, roving underwriters, and an average query response time under 2 hours.
Innovative process
We’re digital-first, and always refining - With features like Pre-Consent Funding for quicker access to funds, DocuSign for seamless and secure documentation, and minimal required paperwork, we make the journey smooth and hassle-free for both you and your clients.
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Give your clients access to our best in class products

The most flexible option

Selina HELOC

First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your client's property.

As it it is a line of credit, they will only ever pay interest on the funds they draw down and they will have the peace of mind that there is more should they need it.

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Flexibly draw and repay
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No early repayment fees
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Get all your funds on day one

Selina Homeowner Loan

With a Selina Homeowner Loan, your client gets one set amount, secured against their property.

It could be the most suitable option if they need the borrowing in one go.

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Fixed amount
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Fast process
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Stay up to date with our resources and guides

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New minimum loan size of £10k
We’ve made it even easier to apply for a loan so you can present Selina Finance to more clients.
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Lowered barrier to entry
We’re ignoring all previously resolved CCJs and Defaults, as well as those under £500.
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Relaxed Affordability Criteria
Increased the DTI threshold to 55%.

Updated November 2024

Product guide

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Unlocking your clients’ ambitions with tailored solutions

Debt consolidation

Combining debts into one manageable loan.

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Do your clients need financial relief and lower monthly payments? If they’re homeowners with equity, a debt consolidation loan could be the ideal solution.
By consolidating high-interest debts into a single secured loan (a second charge mortgage), your clients can benefit from reduced monthly payments, freeing up their finances and offering better control over their budget.

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Home Improvements

Funding renovation projects with ease

Home improvements
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If your clients are homeowners with equity in their property, they can use it to finance home improvements. We offer flexible options, so they can borrow up to £500k without altering their existing mortgage terms and can spread the cost over a period that suits them.

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Buy-to-let purchases

Expanding property portfolios with competitive rates

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Your clients can access significantly lower interest rates than short-term bridging loans. With flexible access to funds and affordable rates, They can manage their investment with reduced financial strain. We offer tailored products and fast digital processing to provide peace of mind as they expand your property portfolio.

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School fees payments

Swapping lump sum school fees for bite size payments

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Paying for private school fees can be challenging, but with a Home Equity Line of Credit (HELOC) from Selina, your clients can release equity from their home to manage these costs more effectively. Our HELOC offers flexible and affordable financing tailored to their needs, allowing them to pay for school fees responsibly.

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Your customer's home may be repossessed if they do not keep up with the repayments.

What people say about Selina Finance