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Frequently asked questions

Get answers to common questions about the Selina HELOC or Homeowner Loan, our eligibility criteria and application process

About Home Equity Line of Credit

What is a Home Equity Line of Credit (HELOC)?
How can I use my Selina HELOC?
How much can I borrow and for how long?
What happens after the flexible period?
What advantages does it have over remortgaging?
What rates apply?
Are there any fees?
Can I repay early?
Will you ever decline my drawdown request?
What do repayments cover and how are they made?
Will my repayment amount change?

About Homeowner Loan

What is the Selina Homeowner Loan?
How can I use my Selina Homeowner Loan?
How much can I borrow and for how long?
What rates apply?
Are there any fees?
Can I repay early?
What do repayments cover and how are they made?
Can I change my repayment amount?

Eligibility

Who is eligible for Selina products?
What are the basic property requirements?
How do you value my property?

Applying

How do I apply?
What are the supporting documents?

Help and contact

How can I contact Selina Finance?
How can I make a complaint?
What happens if I miss repayments?