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How we helped a homeowner secure funds in just 4 Hours

How we helped a homeowner secure funds in just 4 Hours

Selina Finance and Truffle Specialist Finance case details

When you’re mid-renovation, time is money and delays can cost a lot more than frustration. That’s why fast access to funding is crucial for homeowners taking on improvement projects.

At Selina Finance, we specialise in making home improvement loans quick, flexible, and hassle-free. Here’s how we recently helped one homeowner secure a £53,657 second charge mortgage approved in just 4 hours and funded within 24.

The Situation: Urgent Finance for Ongoing Renovation

A homeowner working on a property renovation urgently needed additional funds to keep the project moving. Through our trusted partners at Truffle Specialist Finance, the case was submitted with a tight deadline.

The Solution: Fast, Paperless, Stress-Free

Thanks to our streamlined process and digital-first approach, we were able to approve the loan in under 4 hours, eliminating the delays typically associated with traditional lenders.

Here’s how we made it happen:

  • No property valuation required – speeding up approval
  • E-signed mortgage offer – avoiding delays from physical paperwork
  • Instant post-completion consent – no waiting around
  • Funds released in 24 hours – so the homeowner could stay on schedule

The Result: £53,657 in 24 Hours

The client secured a second charge mortgage of £53,657 without disruption to their renovation timeline. Our digital process and strong broker relationship meant no unnecessary admin, no stress and no hold-ups.

Making Quick Home Improvement Finance Simple

Whether it’s for renovations, extensions, or property upgrades, we know homeowners don’t just want fast decisions, they want a lending experience that’s smooth from start to finish.

Learn more about Home improvements with Selina Finance

At Selina Finance, we’re here to deliver:

  • Quick loan approvals
  • Flexible borrowing options
  • Minimal paperwork

If you’re a broker working with clients who need fast, reliable funding for home improvements, speak to us today. We’ll help you get the deal done—fast.

To learn more about our intermediary process, visit out intermediaries site.

These case studies are for information purposes only and do not represent advice or recommendation to act.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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*Representative example: A loan of £100,000 over 25 years results in 60 monthly payments of £691.82 at a fixed annual rate of 6.34% and 240 monthly payments of £762.23 at a reversion rate of 3.09% above the Bank of England Base Rate. The total cost over the full term is £224,444.40, including interest of £124,444.40 an arrangement fee of £3,000 and a product fee of £995 added to the balance. APRC: 7.72%.